NYTDR

What You Need to Know About the Changes to Home Insurance in 2023  

Insurance Renovation

Although not a legal obligation, if you have a mortgage, your lender will insist that you carry home insurance to safeguard its investment. Home insurance is always a good investment, even if you do not have a mortgage. A homeowners policy provides a financial cushion by providing liability and property coverage, which you may later […]

How to Check for Water Damage in Your Apartment

Water Damage

Are you wondering if there is water damage in your apartment? Water damage is a common problem that can cause major long-term issues. Knowing the signs and how to check and prevent it will help keep your home healthy and potentially save you money. Let’s explore the top causes of water damage, how to identify […]

How to Choose the Home Insurance That’s Right for You

For most people, a home is the most valuable asset and therefore requires adequate protection for worst-case scenarios. Homeowners insurance is vital as it prevents you from financial challenges if someone gets injured on your property and sues you or you suffer a home-related loss. Although this insurance is not a legal requirement, it’s mandatory […]

Why Do You Need Homeowners Insurance?

Why Do You Need Homeowners Insurance? If you’re buying a home or have already completed the process, you may be familiar with homeowners insurance. Your home is likely your most valuable asset. Homeowners’ insurance helps to protect you and your investment due to future uncertainty. Unlike auto insurance, homeowners insurance is not a legal requirement. However, […]

Does Renters Insurance Cover Water Damage?

homeowners insurance papers

Damage from water can result in serious material losses. You could end up spending much money trying to recover the destroyed property. The only option will be to replace almost everything the water has touched in most cases. As a renter, for you to handle such eventualities with ease, you need renters insurance. Renter’s insurance […]

Things to Know About Insurance Adjusters

Insurance adjusters

Filing an insurance claim can be a stressful process, but it’s easier and faster with the help of a good insurance adjuster. They help evaluate the extent of damage after a significant incident such as flooding, windstorm, or fire. Let’s explore who insurance adjusters are and how they handle insurance claims. Who Is an Insurance […]

Help Get Insurance to Pay for Water Damage

insurance water damage

Water damage can be one of the most costly types of damage to repair and replace. Rain, floods, and leaks are unavoidable. When an insurance company receives a water damage claim, they will decide whether or not to pay for the claims based on several factors. If the worst happens, you will have to file […]

Why you need an Experienced Restoration Contractor to Restore and Remodel Your Home

insurance claim renovation

In 2019, there are more homes under insurance covers, compared to three decades ago. It is however interesting to note that in case of property damage, very few homeowners understand the right procedure to claim compensation. The following is a comprehensive guide on approaching home owner insurance claim, working with contractors and other factors you […]

Flooded basement – will my insurance cover?

flooded basement

Flooded basements – what to do if a basement floods? Few things in a homeowner’s life are so stressful as a flooded basement. Unfortunately for your insurance, this is also among the most unclear situations you can face regarding insurance coverage and claims. Some causes of flooding the home owner’s insurance policy will cover, while […]

What do Insurance Adjustors Do?

Experiencing damage to your home is disconcerting and, depending on the extent of the devastation, can be downright frightening and traumatic. Whether the destruction comes in the form of fire, water damage, smoke, or mold, the effect is troublesome in the extreme, as your house is your most important investment. After the initial shock of […]