Amica Insurance Overview

Moshe Amos

Amica Insurance

​Amica Mutual Insurance Company offers a range of personal insurance products, including auto, home, and life insurance. As a mutual insurer, policyholders are considered members and may receive dividends based on the company’s performance.​

Founded in 1907 in Providence, Rhode Island, Amica is the oldest mutual automobile insurer in the United States. Headquartered in Lincoln, Rhode Island, the company operates nationwide through subsidiaries such as Amica Life Insurance Company, Amica Property and Casualty Insurance Company, and Amica General Agency, LLC. Amica provides a variety of insurance products, including auto, homeowners, marine, personal liability, and life insurance, offering comprehensive coverage options to meet diverse customer needs in New York.

Website

https://www.amica.com/ 

Phone Number

1 (800) 992-6422

Founded

1907

Headquarters

100 Amica Way, Lincoln, Rhode Island 02865

Severe Weather Insurance Covered By Amica

Amica offers valuable resources to help homeowners prepare for severe weather. Their coverage protects against weather-caused damages from hurricanes, tornadoes, wildfires, floods, hail, and winter storms, including roof collapse, water damage, and frozen pipes. Amica also provides guidance on creating a storm toolkit, preventing snow issues, and preparing for natural disasters. They also promote proactive steps and offer checklists for water and flood damage cleanup, ensuring comprehensive support during extreme weather.

Key Features of Amica Insurance:

Amica offers a range of customizable coverage options, including auto, home, life, and umbrella insurance, with optional add-ons like identity theft and pet injury coverage. Known for competitive pricing, Amica also offers the potential for dividends as a mutual insurer. Policyholders enjoy discounts for multi-policy bundling, safe driving, and vehicle safety features, helping to reduce premiums. Additionally, they provide flexible payment plans for added convenience and peace of mind.

Customer Service and Claims Process:

Amica places a strong emphasis on customer service, offering 24/7 support through multiple channels, including phone, email, and their website. The claims process is simple and efficient, with options to file claims online, via mobile app, or by phone. Amica keeps customers informed throughout the process, providing clear guidance on next steps, including repair and replacement. Customers going through restoration in NYC with NYTDR receive seamless support from Amica, ensuring quick and efficient property damage resolution. Additionally the Amica app makes it easy to manage policies and track claims in real-time.

Navigating Amica Claims with NYTDR

When working with NYTDR on your Amica Insurance claim, we provide full support from start to finish. We help document damages, liaise with Amica adjusters, and ensure all policy details are in order, making the claims process smoother and more efficient. Our goal is to make the restoration experience as seamless as possible, reducing stress during an already difficult time.

Weather Damage Assistance Through Your Amica Home Insurance

Dealing with weather-caused damage to your home can be overwhelming, but with NYTDR, you’re not alone. Through your Amica home insurance, we handle everything—from assessing the damage to overseeing complete renovations. We coordinate directly with Amica to ensure you receive the full coverage you’re entitled to, so you can focus on restoring your home with peace of mind.

NYTDR’s Weather Damage Restoration Services

  • Emergency Repairs: We respond quickly to assess and address damage caused by storms, rain, snow, or flooding, providing essential services like water extraction, board-up, and tarping to prevent further issues.
  • Complete Restoration: We offer full reconstruction services, from structural repairs to mold prevention, restoring properties to their pre-damage condition.
  • Insurance Claim Assistance: NYTDR helps clients document damage and navigate the claims process to ensure proper coverage and a smooth claim experience.

Client Response

“Highly Recommend!

First time dealing with flood related damage, so we did not know what to expect. It was right after NYC got hit with remanence of a major hurricane.

I knew we call the right people when they return our call immediately. Sure enough they were professional and simply great people; from the owners, project managers and every team member. It was clear that they do not hire just anyone. They started the remediation work immediately to reduce risk of further damage, and quickly planned out the rebuild project using materials that will lessen risk of future damage. When you find good people, good things happen. Thank you.”

-Anthony G Yelp review

FAQ’S

What documents do I need to file a claim with Amica?

You’ll typically need photos of the damage, a description of the event, and a copy of your policy. NYTDR assists in gathering and organizing this documentation so that your claim is submitted correctly and promptly.

Does NYTDR handle all types of weather-related damage to homes?

Yes, we handle all types of weather-related damage, issues caused by storms, floods, snow, ice, wind, and more. We manage the entire process from initial damage assessment and emergency mitigation all the way through to full renovation, restoring your home completely.

How will I stay informed throughout the claim and repair process?

You’ll receive ongoing updates from both NYTDR and Amica. You can track your claim through the Amica app and speak directly with our team for any restoration updates or concerns.

ABOUT THE AUTHOR

Moshe Amos
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Moshe has more over 15 years as a licensed contractor in the New York City area. 

As a New York State-licensed Mold Assessor, he is especially knowledgeable about mold assessment and remediation.

COMPLETE INSURANCE CLAIM MANAGEMENT

Fire & Water Damage ‧ Mold Remediation ‧ Asbestos & Lead ‧ All Abatement ‧ Total Renovation