New York City is a fantastic place to live. Unfortunately, home fires are common, mainly when high temperatures cause vegetation to dry. Based on data from Red Cross, small house fires are the most prevalent disaster. The aftermath of a home fire is often devastating,...
You need reliable insurance coverage to safeguard your home if you own one. A home insurance policy aims to rebuild your home and replace your possessions in case of a significant loss. Whether acquiring a policy for a new home, renewing an existing one, or making a...
Asbestos is a mineral found naturally in certain types of rock worldwide. From the beginning of the 1940s to the 1970s, asbestos was widely used in manufacturing products, particularly building materials. This was because of its; Fire resistance Durability Reasonably...
Christmas is always exciting as we spend time with our loved ones, exchange gifts, and wrap up the year. Unfortunately, the holidays can present unique hazards as we decorate our homes. In fact, Christmas-related injuries affect 18,000 Americans annually, not to...
When it comes to water, fire, and smoke damage, the kitchen is the most vulnerable part of the home. Leaking plumbing, faulty appliances, or even cooking accidents can damage your kitchen. But you can restore a damaged kitchen to its former glory or create an entirely...
For most people, a home is the most valuable asset and therefore requires adequate protection for worst-case scenarios. Homeowners insurance is vital as it prevents you from financial challenges if someone gets injured on your property and sues you or you suffer a...
The "heat season" in New York always brings fresh challenges for landlords and tenants across the state. If you're renting an apartment in NYC, your landlord must provide heating from the beginning of October to the end of May. This legal requirement states that: The...
Doing laundry is part of our daily lives and weekly routines. It’s essential to ensure your clothes dryer is functional and well-maintained to protect your home and loved ones from fire. Surprisingly, dryer fires are relatively popular causes of home fires. Data from...
Flooding due to heavy rain, storms, and hurricanes has been more frequent and severe in the last few years. More communities in New York suffer devastating results due to global warming, high urban populations, and old drainage systems. Hurricanes often cause severe...
According to the Insurance Information Institute, the most common causes of property damage are water damage and freezing, followed by fire, lightning, wind, and hail. One thing is certain: no matter the reason, property damage is every homeowner's nightmare. Even...
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