Christmas is always exciting as we spend time with our loved ones, exchange gifts, and wrap up the year. Unfortunately, the holidays can present unique hazards as we decorate our homes. In fact, Christmas-related injuries affect 18,000 Americans annually, not to...
When it comes to water, fire, and smoke damage, the kitchen is the most vulnerable part of the home. Leaking plumbing, faulty appliances, or even cooking accidents can damage your kitchen. But you can restore a damaged kitchen to its former glory or create an entirely...
For most people, a home is the most valuable asset and therefore requires adequate protection for worst-case scenarios. Homeowners insurance is vital as it prevents you from financial challenges if someone gets injured on your property and sues you or you suffer a...
The "heat season" in New York always brings fresh challenges for landlords and tenants across the state. If you're renting an apartment in NYC, your landlord must provide heating from the beginning of October to the end of May. This legal requirement states that: The...
Doing laundry is part of our daily lives and weekly routines. It’s essential to ensure your clothes dryer is functional and well-maintained to protect your home and loved ones from fire. Surprisingly, dryer fires are relatively popular causes of home fires. Data from...
Flooding due to heavy rain, storms, and hurricanes has been more frequent and severe in the last few years. More communities in New York suffer devastating results due to global warming, high urban populations, and old drainage systems. Hurricanes often cause severe...
According to the Insurance Information Institute, the most common causes of property damage are water damage and freezing, followed by fire, lightning, wind, and hail. One thing is certain: no matter the reason, property damage is every homeowner's nightmare. Even...
Water damage can be one of the most costly types of damage to repair and replace. Rain, floods, and leaks are unavoidable. When an insurance company receives a water damage claim, they will decide whether or not to pay for the claims based on several factors. If the...
Buying a home is one of the most exciting and most expensive investments you’ll ever make. That's why it pays to take care of it. Knowing how to identify the early signs of structural issues with your foundation has the potential to extend the life of your home and...
Flooding, leaks and underfloor burst pipes are some of the ways your carpet may get wet. Water damage is a serious issue that many New York residents deal with. It may be due to old infrastructure and pipes, a result of living in apartment buildings and suffering from...
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