According to the Insurance Information Institute, the most common causes of property damage are water damage and freezing, followed by fire, lightning, wind, and hail. One thing is certain: no matter the reason, property damage is every homeowner's nightmare. Even...
Water damage can be one of the most costly types of damage to repair and replace. Rain, floods, and leaks are unavoidable. When an insurance company receives a water damage claim, they will decide whether or not to pay for the claims based on several factors. If the...
Buying a home is one of the most exciting and most expensive investments you’ll ever make. That's why it pays to take care of it. Knowing how to identify the early signs of structural issues with your foundation has the potential to extend the life of your home and...
Flooding, leaks and underfloor burst pipes are some of the ways your carpet may get wet. Water damage is a serious issue that many New York residents deal with. It may be due to old infrastructure and pipes, a result of living in apartment buildings and suffering from...
In 2019, there are more homes under insurance covers, compared to three decades ago. It is however interesting to note that in case of property damage, very few homeowners understand the right procedure to claim compensation. The following is a comprehensive guide on...
When a fire occurs the first thing you do is dial 911. The firemen come and hopefully very quickly extinguish the flames, remove anyone caught in the fire and ensure there is no danger of the fire restarting. The firemen leave, now what? This is when you need to...
The winter holidays are supposed to be joyful and packed with friends, family, and delightful festivities. Yet the unfortunate side effects of so much decorating, cooking, and celebrating often lead to possibly serious dangers in your house or apartment. The way to...
Accidents can and do happen. You’ve just purchased the apartment of your dreams in New York’s historic yet on-trend Carnegie Hill neighborhood. After five paychecks’ worth of savings, your furniture and fixtures are ready to be put on display. Let the dinner parties...
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